PRIVACY/LEGAL POLICY

Thank you for visiting our website and reviewing our Privacy Policy. This website, www.vigsnfcomps.com (the "Website"), is operated on behalf of Valuation & Information Group, ("VIG," "we," "us" and "our"). Your privacy is important to us. It is our policy to protect your Personal Information (as defined below) and to use it only in accordance with this Privacy Policy. This Privacy Policy only governs our use and disclosure of information collected through this Website.

1. INFORMATION WE COLLECT FROM YOU

We automatically collect information about your Internet connection, including but not limited to:

-         The name of the Internet domain you used to access the Internet;

-         The IP address of the website from which you linked directly to our Website;

-         The MAC address of the device you used to access our Website;

-         The date and time you accessed our Website; and

-         The pages you visited.

This information ("Non-Personal Information") does not identify you personally. We use this Non-Personal Information to monitor the effectiveness of the Website and to consider potential improvements to the Website.

We request that you provide certain personally identifiable information ("Personal Information") to register for access to the Subscriber-only portions of the Website. We request that you provide contact information, including but not limited to your name, address, e-mail address, and phone number. We may request that you provide your credit card information ("Credit Card Information") to purchase a subscription to the Website or to purchase goods and services marketed through the Website. We, or a third party designated by us, collect Credit Card Information and use it only to process such transactions. If collected, your Credit Card Information becomes part of your Personal Information. Providing such Personal Information through the Website is voluntary, and by providing such information, you consent to our collection and use of it, as described in this Privacy Policy. We do not collect any Personal Information about you when you visit the Website unless you give us that information. You may choose not to provide Personal Information via the Website, and you may choose not to subscribe to the Website.

2. USE OF YOUR PERSONAL INFORMATION

We use your Personal Information to administer your participation in the Website and to communicate information we think may be of interest to you. By providing Personal Information, you agree that we may use it in accordance with this Privacy Policy. We may use your Personal Information to provide aggregate statistics about our users, traffic patterns, and related Website information to our sponsors and partners.

3. SHARING YOUR INFORMATION

We may use third party service providers and suppliers to facilitate the Website and the services we provide, and they may have access to Personal Information. In addition, we may buy or sell business assets or be acquired by or acquire other organizations. In such transactions, Personal Information generally is one of the transferred business assets. In addition, in the event we merge or consolidate with another institution, Personal Information may be transferred to the successor entity. We may also disclose Personal Information if we are required or requested to do so by law.

4. USE OF COOKIES

The use of cookies enables us to enhance your visits to the Website. Cookies are alphanumeric identifiers that are transferred to your computer's hard drive through your web browser. The help portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, but this may limit your ability to use some features of the Website. Cookies enable us to recognize your browser and provide features that are tailored to your needs.

We may use information from cookies for purposes of planning and tracking, as well as assessing the technical function of the Website. We may also use cookies to track information about which pages you visit within the Website to help us gauge the effectiveness of the Website or our content.

5. LINKED WEBSITES

We may provide links on the Website to other websites of interest or to websites that perform services for us. We do not review or endorse the content of these websites or guarantee that they will abide by this Privacy Policy. Your use of such linked websites is subject to the terms and conditions and privacy policies of the providers of those websites. We encourage our users to be aware when they leave our Website and to read the privacy statements of each website that collects Personal Information or Credit Card Information.

6. SECURITY MEASURES

While we strive to protect your information through security measures on our system, such security cannot be guaranteed. Consequently, we do not insure or warrant the security of information you transmit, and you do so at your own risk.

7. CHILDREN AND PARENTS

We do not offer or provide products and services for children. If you are under eighteen (18) years of age, you may not use our Website. We do not intend to collect Personal Information from children. If your child has submitted Personal Information and you would like to request that such information be removed, you may contact us via one of the contact methods described on the Website and we will promptly remove such information and shall not use such information or include it in VIG's database. Users under the age of eighteen and their parents or guardians are advised that any Personal Information voluntarily entered by children may be available for public access until VIG becomes aware that a user is under the age of eighteen and has had a reasonable opportunity to remove the information from the Website.

8. REVIEWING INFORMATION

You may review your information at any time by logging into the Website. You may make changes to the information you have submitted at any time through the Website. You may contact VIG via one of the contact methods described on the Website if you wish to discuss any issues regarding your information.

9. CHANGES TO THIS POLICY

We may change this Privacy Policy from time-to-time. If we do make a change, we will post the revised Privacy Policy on this Website. We encourage you to review this Privacy Policy periodically. Questions, comments or complaints about our privacy policies should be submitted to us via the methods described on the Website.

TERMS AND CONDITIONS OF USE

1.                  ACCEPTANCE OF TERMS

Welcome to www.vigsnfcomps.com (the "Website"), a website provided on behalf of Valuation & Information Group ("VIG").

The Terms and Conditions of Use include any posted guidelines or rules applicable to particular Content or Services (as defined below) and, as updated by VIG from time to time, are collectively referred to as the "Terms and Conditions" and govern the use of the Website. You should carefully read the Terms and Conditions before using the Website. You can review the most current version of the Terms and Conditions at any time at http://www.vigsnfcomps.com. By using the Website, you: (i) agree to be bound by the Terms and Conditions; (ii) represent and warrant that you are at least eighteen (18) years old; and (iii) represent and warrant that you have the legal authority to accept the Terms and Conditions. This is a legally binding agreement. If you do not agree with the Terms and Conditions, you are not authorized to use the Website.

2.                  ACCESS TO THE WEBSITE

Access to certain portions of this Website requires login and password information provided only to users who have registered and paid a subscription fee (the "Subscribers"). The subscription login and password are provided for the use of the individual Subscriber only and are not transferable. If you have obtained a login and password by any other means, you are not authorized to use that login account and we request that you notify VIG of the improperly disclosed login account information. Misuse of a login account, including, without limitation, unauthorized sharing of the login and password, may result, at VIG's sole discretion, in cancellation of the Subscriber's subscription and other remedies, and VIG shall have no liability to the Subscriber.

3.                  CONTENT AND SERVICES

The Website may provide certain content (including, without limitation, documents, photographs, advertisements, marketing materials, text, graphics and images) and services that VIG may change or update from time to time (the "Content" and "Services").

4.                  USE OF THE WEBSITE AND REGISTRATION REQUIREMENTS

Use of the Website is voluntary. You may choose not to use the Website and you may choose not to register as a Subscriber. The information VIG obtains from users and Subscribers will be used only in accordance with VIG's Privacy Policy. You may cancel your subscription at any time by contacting VIG at the addresses provided in Section 5.

If you choose to register as a Subscriber, you agree that you will be responsible for maintaining your password as confidential and for any activity that occurs as a result of your enabling or permitting another person or entity to use your password. You agree to immediately notify VIG by one of the methods in Section 5 in the event that (i) your password is lost or stolen, or (ii) you become aware of any unauthorized use of your password or of any other breach of security related to the Website. VIG is not responsible for any loss or damage arising from your failure to comply with the provisions of this section.

5.                  CONTACT INFORMATION

You may contact VIG as follows:

E-mail: kwalton@valinfo.com
Telephone: 310.342.0123
Mail: 6167 Bristol Parkway Suite 430 Culver City, CA 90230

6.                  COMPLIANCE WITH LAWS

You may not use the Website for any purpose or in any manner that violates any local, state, or federal law or regulation or the law or regulation of any foreign government.

7.                  DISCLAIMER OF WARRANTIES

THE USE OF THE WEBSITE IS SOLELY AT YOUR OWN RISK. THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. VIG EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND WITH RESPECT TO THE WEBSITE (INCLUDING, WITHOUT LIMITATION, THE CONTENT AND/OR SERVICES OFFERED ON THE WEBSITE) WHETHER EXPRESS OR IMPLIED INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. VIG EXPRESSLY DISCLAIMS ANY RESPONSIBILITY FOR THE ACTIONS OF ANY SUBSCRIBER OR OTHER USER WHO USES THE WEBSITE. SOME STATES DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. VIG MAKES NO WARRANTY THAT THE WEBSITE WILL MEET YOUR REQUIREMENTS, OR WILL BE UNINTERRUPTED, TIMELY, SECURE, CURRENT, ACCURATE, COMPLETE OR ERROR-FREE OR THAT THE RESULTS THAT MAY BE OBTAINED BY USE OF THE WEBSITE WILL BE ACCURATE OR RELIABLE. YOU UNDERSTAND AND ACKNOWLEDGE THAT YOUR SOLE AND EXCLUSIVE REMEDY WITH RESPECT TO ANY DEFECT IN OR DISSATISFACTION WITH THE WEBSITE IS TO CEASE TO USE THE WEBSITE. YOU MAY HAVE OTHER RIGHTS WHICH MAY VARY FROM STATE TO STATE OR WITHIN NATIONAL JURISDICTIONS.

8.                  EXCLUSIONS AND LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT VIG SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA LOSS, OR OTHER LOSSES (EVEN IF VIG HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM ANY MATTER RELATED TO YOUR USE OF THE WEBSITE.

9.                  DISCLAIMER OF CONTENT

You agree that all Content provided by third party users in connection with this Website is the responsibility of the person or entity providing such Content. THE CONTENT FOUND ON THE WEBSITE MAY NOT BE APPROPRIATE OR SATISFACTORY FOR YOUR USE, AND YOU SHOULD VERIFY ALL CONTENT BEFORE RELYING ON IT.

10.              INTELLECTUAL PROPERTY

-  Copyright

The Content on the Website is owned by VIG and third parties and is protected by the United States Copyright Act of 1976, as amended, and the copyright laws of other countries. Certain materials are used by permission of their respective owners. The Content of the Website may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way without the prior written permission of VIG, except that, subject to your compliance with the Terms and Conditions, VIG authorizes you to view or download a single copy of the Content provided that you keep intact all copyright, trademark, and other proprietary notices. Modification or use of Content for any other purpose is a violation of the rights of VIG, or third parties.

Using Content for Professional Documents, or In-house use: You may use VIG SNF Comps reports for reports, presentation, proposals and related items professional documents providing you still retain attribution and follow the other guidelines.

Showing Attribution: All uses of VIG SNF Comps reports and its Content must provide attribution to Valuation & Information Group. Valuation & Information Group does not approve of any use of Content without proper attribution. Requirements: • Attribute Valuation & Information Group (e.g. Valuation & Information Group © 2012) • Make attribution readable to the average reader or viewer (e.g. avoid micro-sized letters) • For Print: Display attribution within or immediately adjacent to the visual .

-  Trademarks

www.valinfo.com, www.vigsnfcomps.com, VALUATION & INFORMATION GROUP, VIG, and VIG SNF Comps are trademarks owned by VIG. Other trademarks are used with the permission of their respective owners. You agree not to use or display trademarks without the prior written consent of VIG or the owner of such mark.

11.              LINKS

The Website may include links to other World Wide Web websites. You acknowledge and agree that such links are provided for your convenience and do not reflect any endorsement by VIG with respect to the provider of such linked website or the linked website. VIG MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO ANY LINKED WEBSITE: YOUR USE OF ANY LINKED WEBSITE IS SOLELY AT YOUR OWN RISK.

12.              INDEMNITY

You agree to defend, indemnify, and hold VIG, its officers, directors, employees, agents, licensors, and suppliers, harmless from and against any claims, actions, or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of these Terms and Conditions or from your use or misuse of this Website.

13.              JURISDICTION AND VENUE

Users and VIG agree that this Agreement and the relationship between the users and VIG will be governed by the laws of the State of California, without respect to its conflict of laws provisions and that venue with respect to any dispute between the users and VIG will rest exclusively in the state or federal courts located in Los Angeles County, California.

14.              CHANGES

VIG may change the Terms and Conditions from time-to-time. If such a change is made, VIG will post the revised Terms and Conditions on the Website. VIG reserves the right to add to or change the Website or cease offering the Website (or any Content or Services on the Website) at any time and without liability. VIG reserves the right to refuse to offer access to the Website to anyone at anytime without notice.

15.              MISCELLANEOUS

The Terms and Conditions constitute the entire agreement between you and VIG relating to the Website. There is no agency, partnership, joint venture, employee-employer or physician-patient relationship between any user and VIG arising solely through the use of the Website. The Terms and Conditions are binding upon your successors, assigns, heirs and executors. If any provision of the Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of the Terms and Conditions, which shall remain in full force and effect. The failure of VIG to exercise or enforce any right or provision of the Terms and Conditions shall not constitute a waiver of such right or condition. Any claim or cause of action arising out of or related to the Website or the Terms and Conditions must be filed within one year after such claim or cause of action arose. The section titles of the Terms and Conditions are merely for convenience and will not have any effect on the substantive meaning of this Agreement.

YOUR USE OF THE WEBSITE INDICATES THAT YOU AGREE TO THE FOREGOING TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS, DO NOT USE THE WEBSITE.

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